Personalized Retirement Outcomes (PRO) QDIA uses automated data points from a plan’s record keeper to provide a personalized asset allocation without requiring direct participant engagement.
1 “Professional Investment Assistance Report Highlights.” Research & Insights, Alight Solutions, 2018
2 Blanchett, David, et al.” The Impact of the Default Investment Decision on Participant Deferral Rates: Managed Accounts vs Target-Date Funds, Morningstar Investment Management LLC, 17 Oct. 2016
3 Blanchett, David. The Impact of Expert Guidance on Participant Savings and Investment Behaviors. Morningstar Investment Management, 20 Aug. 2014
4 “Why Employers Should Care About the Cost of Delayed Retirements.” Prudential Research & Perspectives, The Prudential Insurance Company of America, Newark, NJ, 2017, www.prudential.com/media/managed/rp/32361.html.